Smarter Online Safety with Jocelyn King

MFA Isn’t Enough: Cybersecurity Secrets Hackers Don’t Want You to Know

Stay safe online in the age of AI-driven cybercrime! 🚨 In this powerful episode of Smarter Online Safety, host Jocelyn King sits down with Eddie Clark, CEO of Solve IT, to reveal the must-know cybersecurity secrets every business owner, professional, and everyday internet user needs.
💻 Discover why multi-factor authentication (MFA) isn’t enough anymore, how hackers exploit public Wi-Fi, and the hidden dangers of Shadow IT and smart devices at home. Eddie breaks down complex threats into simple, practical steps anyone can take to secure their data, identity, and business systems.
🔥 What you’ll learn in this episode:
Why MFA can still be hacked & what to do instead
The #1 mistake people make with software updates
How hackers steal your info at coffee shops & hotels
Shadow IT & IoT: why your smart TV might expose your network
The truth about cyber liability insurance for businesses
Easy, affordable tools to protect your devices right now
👉 Don’t wait until it’s too late—take action today to protect yourself, your family, and your business.
✅ Free Protection Tools Mentioned in this Episode:
Sophos iOS Security App: https://www.sophos.com/en-us/free-tools/ios-security-app
Sophos Android Security App: https://www.sophos.com/en-us/free-tools/android-security-app
Sophos Home for Computers: https://home.sophos.com/en-us
🌐 Learn more about Eddie Clark and Solve IT: solveit.rocks
Episode Topics & Chapters 
00:00 Introduction & Guest Welcome00:38 Eddie Clark's Background & Approach01:44 Cybersecurity Challenges for Individuals02:26 The Fast-Changing Threat Landscape03:04 Why People Don’t Act on Security03:32 The Role of Awareness in Online Safety04:04 How Easy Hacking Has Become04:40 Myths About Security Coverage05:15 2FA/MFA Limitations Explained05:54 The Importance of Passphrases & Password Managers06:33 Layering Security Measures07:16 Protecting Personal Devices & Mobile Safety07:57 The Critical Role of Software Updates08:38 Timely Updates & Security Vulnerabilities09:01 Antivirus and Malware Protection10:12 Free & Affordable Security Tools10:44 Risks of Using Open Wi-Fi11:33 How Hackers Exploit Public Networks12:12 Real-Life Examples of Wi-Fi Attacks13:00 Anyone Can Become a Hacker13:23 Shadow IT: Unmanaged Devices Risks14:41 Internet of Things (IoT) & Home Risks15:43 Setting Up Separate Networks at Home16:46 Keeping Home Devices Isolated17:36 Layered Security and Doorways for Hackers18:33 Honeypots: Catching Hackers Early19:40 Cutting ‘Dwell Time’ and Preventing Identity Theft20:22 How to Find Reputable IT Support21:02 Avoiding Unethical IT Providers22:32 Checking Liability & Insurance23:52 How to Compare IT Service Providers24:51 Final Tips & Resources25:52 Closing & Safety Challenge Announcement
#Cybersecurity #OnlineSafety #Hacking #DataProtection #CyberCrime #ITsecurity #AIthreats
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“They said I was hacked” — The Psychology Behind a Tech-Support Scam | Smarter Online Safety Podcast

Every 37 seconds, someone becomes a victim of cybercrime.
In this special episode of the Smarter Online Safety Podcast, host Jocelyn King, the Queen of Online Safety, sits down with Marie Wallace — a transformational coach, educator, and speaker — who shares the terrifying true story of how she was nearly deceived by a professional phone-and-computer scam posing as Microsoft Support.
What begins as a normal workday turns into a nightmare: a blaring pop-up, fake “Microsoft” agents, threats of criminal charges, and emotional manipulation. But Marie’s quick instincts — and one critical phone call — stopped the scammers cold.
This isn’t just her story — it’s a masterclass in how hackers use human psychology to trick smart, good-hearted people into handing over their trust, data, and money.
Stay tuned until the end for Jocelyn’s practical safety checklist — how to verify a call, spot psychological red flags, and pre-protect your accounts before panic hits.
🎧 In this episode, you’ll learn:
1. How real “tech-support” scams manipulate fear and urgency.2. Why even smart, cautious people fall for these attacks.3. What emotional triggers hackers exploit — and how to shut them down.4. Simple, non-technical steps to protect yourself and your small business.5. How to pre-save verified support numbers and avoid fake Google ads.
🔐 Key Takeaways
✅ Always pause when panic hits — urgency is the hacker’s weapon.✅ Never call numbers from pop-ups, texts, or emails.✅ Pre-save verified support numbers for banks, Microsoft, etc.✅ Call the official number on your card or website.✅ Never give out PINs, SSNs, or verification codes to unsolicited callers.
🌐 Visit: https://embracetheencore.com/ 
📣 Join the Mission
If you found this story eye-opening, hit LIKE, SUBSCRIBE, and SHARE this episode with someone you care about.Together, we can make the online world safer — one click at a time.
#CyberSecurity #OnlineSafety #TechSupportScam #SmarterOnlineSafety #CyberAwareness #ScamAlert #DigitalSafety

How to Protect Your Life & Work: Jack Canfield on Outcomes, AI & Cyber Safety

Welcome to the Smarter Online Safety Podcast with your host, Jocelyn King — the queen of online safety. In this episode legendary author and trainer Jack Canfield walks us through his foundational formula E + R = O (Event + Response = Outcome) and shows how taking responsibility for your response is the fastest path from fear to better outcomes — especially in an era of AI-driven cyberthreats. 
Guest: Jack Canfield — co-author of Chicken Soup for the Soul and The Success Principles, founder of the Canfield Training Group, and a long-time peak-performance trainer. 
What you’ll hear in this episode:
1. Why E + R = O matters for your security, success and mindset.2. Practical “digital hygiene” steps you can add to your morning routine (password managers, backups, 2FA).3. How AI voice tools and automation change the threat landscape — and what to do about it.4. Morning routines and mental practices that move you out of fear (amygdala) into creative problem-solving (prefrontal cortex).
Key takeaways:
1. Outcomes follow your responses — choose the response that produces the life you want.2. Small, consistent security habits (password manager, backups, 2FA) massively reduce risk.3. Reframe cybersecurity from “fear” to “preserving what matters” so you can keep taking smart risks.
If this episode helped you:👍 Like the video • 💬 Comment one action you'll take today • ▶️ Subscribe for weekly Smarter Online Safety episodes
More on Jack Canfield: https://jackcanfield.com/ 
Hashtags: #OnlineSafety #Cybersecurity #JackCanfield #DigitalHygiene #SmarterOnlineSafety

The Safer Habit: That Protects You Online

Ever clicked a link or answered a text without thinking twice? 🛑 This episode dives deep into how a simple method — SAFER (Stop, Assess, Fact-check, Execute, Reinforce) — can protect you from scams, phishing, and costly online mistakes.
Just like “Stop, Drop, and Roll” helps you stay safe in a fire, SAFER is your digital safety reflex every time you get a suspicious text, email, or call. Learn how to make it a habit, avoid panic-driven mistakes, and reinforce smarter online behaviors that protect your data — and your peace of mind.
💡 Get your free SAFER Cheat Sheet at smarteronlinesafety.com and start building safer online habits today.
👉 Share this video with friends and family to help them stay cyber smart too!👍 Like, 💬 comment, and 🔔 subscribe for more weekly tips on online safety and cybersecurity awareness.
Click here to Register for the 5 day challenge: https://www.smarteronlinesafety.com/OutsmartHackersChallenge#CybersecurityAwarenessMonth #OnlineSafety #SmarterOnlineSafety #CyberSmart #PhishingScams #StaySafeOnline

5 Biggest Lies You Believe About Cybersecurity (That Hackers Love!)

Think you’re not important enough to be hacked? Or that good security is too expensive?
In this episode of The Smarter Online Safety Podcast, host Jocelyn King breaks down the 5 biggest lies people tell themselves about cybersecurity — and how those lies are leaving millions vulnerable to AI-powered hackers.
From “I have nothing worth stealing” to “It’s already too late,” Jocelyn reveals how these myths keep people stuck, unsafe, and unaware of simple, free steps that can protect their money, identity, and peace of mind.
🎯 What you’ll learn:Why hackers target everyday people, not just CEOs How your personal data can be worth thousands to cybercriminalsFree, simple tools that make you instantly safer onlineWhy “getting hacked once” doesn’t mean you’re immune next timeHow to take control with habits that actually work
💡 Take action: Join the 5-Day Smarter Online Safety Challenge today at smarteronlinesafety.com — and learn how to protect yourself, your family, and your digital life.🛡 Because online safety isn’t optional anymore. It’s essential.
#CybersecurityAwarenessMonth #SmarterOnlineSafety #DigitalSecurity #CyberSmart #OnlineSafetyTips #JocelynKing

Think Your Home Network Is Safe? Think Again — How to Truly Secure Your Wi-Fi

Welcome to The Smarter Online Safety Show with your host Jocelyn King — here to help you get smarter and safer online! 💻🔒
In this National Cybersecurity Awareness Month special, Jocelyn breaks down one of the most overlooked risks in online safety — your home network.
You already lock your doors and windows to protect your physical home, but what about your digital castle?
In this episode, you’ll learn:✅Why your Wi-Fi network is the “drawbridge” to your digital home✅How outdated routers and default passwords make you an easy target✅Why “password-protected” doesn’t mean “secure”✅The critical importance of updating router software and changing passwords regularly✅How to safely use public Wi-Fi (Starbucks, hotels, etc.)✅Why a VPN helps protect your data while traveling✅How to create separate networks for work, home, and smart devices
💡Think of this as your cybersecurity wake-up call. Your devices may be locked — but if your network’s drawbridge is down, hackers can walk right in.
🔔Subscribe for more weekly tips on online safety, privacy, and cybersecurity.📢Share this episode with a friend or colleague who needs to “raise their drawbridge.”#CyberSecurityAwarenessMonth #OnlineSafety #CyberSecurityTips #WiFiSecurity #DataPrivacy #SmarterOnlineSafety

From Cybercrime Victim to Cyber Safety Leader

Discover the eye-opening journey of Jocelyn King, the founder of Smarter Online Safety, and how she turned a devastating cybercrime experience into a mission to protect millions online. In this special National Cybersecurity Awareness Month edition of the Smarter Online Safety Podcast, Jocelyn shares:
✅Why cybercrime is now a $10.5 trillion economy and growing with AI✅How everyday actions—like 2FA and password managers—can make you 10–20x safer online✅Simple, practical steps to secure your “digital castle” and your most important accounts✅The real-life story of her personal cyberattack, home surveillance, andrecovery✅How taking small actions online can empower you, build confidence, and protect your loved ones
Whether you’re a parent, an entrepreneur, or someone navigating daily life online, this episode gives you the tools and mindset to finally feel safe, in control, and smarter online.
📘Explore more tips & resources at → smarteronlinesafety.com🎧Subscribe for actionable insights on cybersecurity, AI, and smarter online living
#Cybersecurity #OnlineSafety #AI #DigitalSecurity #JocelynKing #NationalCybersecurityAwarenessMonth #PasswordManager #2FA

Why Online Safety Is an Illusion (According to the Man Who Built It) by Mike Karasman

Discover the untold story behind Mike Karasman, the visionary who transformed CardinalCommerce into a global leader in secure online payments—eventually acquired by Visa. In this powerful episode of the Smarter Online Safety Podcast with Jocelyn King, Mike reveals insider secrets on:
✅ The evolution of online commerce & fraud prevention✅ How AI is reshaping cybercrime & cybersecurity✅ Practical digital safety hacks you should use right now (like the “3 email rule” that protects your finances)✅ Why your biggest asset online is your authenticity & awareness✅ The truth about success, fulfillment, and living authentically from his new book Quietly Spectacular
Whether you’re an entrepreneur, a parent teaching your kids about online safety, or just someone who shops online, this episode is packed with insights you can’t afford to miss.
📘 Get Mike’s new book Quietly Spectacular on Amazon → https://www.amazon.ca/Quietly-Spectacular-Rethinking-Success-Terms/dp/B0FPTL12TW