Smarter Online Safety with Jocelyn King

FBI Report 2026: 10 Scams That Stole $21 Billion (Protect Yourself)

In this episode I break down the FBI's 2026 Internet Crime Report — and the 10 biggest scams and cybercrime threats every American needs to know to protect themselves. Americans lost a record $21 billion to online scams last year, and for the first time the FBI is tracking AI scams: voice cloning, deepfakes, and AI phishing.
I'm Jocelyn King, the Queen of Online Safety, and I'm pulling the 10 most important takeaways out of the report for you — including crypto and investment fraud (now the #1 money loss), why seniors are losing the most, business email compromise, government impersonation scams, and ransomware hitting hospitals and infrastructure. I also share my own story of losing half a million dollars to cybercriminals, and exactly how you can stay safe.
If this helped you, please share it with someone you love so they don't become next year's statistic. 👉 Subscribe to the Smarter Online Safety Show for cybersecurity tips, scam alerts, and online safety advice that actually keeps you protected.

How a Dentist Lost $200K in 30 Minutes to a Coinbase Crypto Scam

How do you lose $200,000 to a Coinbase crypto scam in 30 minutes? 
On this episode of the Smarter Online Safety Show, I sit down with Dr. Ed Holliday — "Doc Holliday" — a Mississippi dentist and 8-year crypto investor who was drained on Valentine's Day by one of the most sophisticated social engineering scams I've ever heard.
Doc walks me through every step: how scammers used a fake Google support call, AI-generated emails, and a fake "Coinbase Asset Protection Security Team" to take over his computer, drain his MetaMask, Exodus, Atomic, and Math wallets, and steal his Chainlink, Bitcoin, and Polymath tokens — all in under an hour.
If you own cryptocurrency, use Coinbase, or know anyone who dabbles in crypto, please watch and share. We cover the exact red flags, the fight-or-flight psychology scammers weaponize, and the simple rules that would have saved him $200K.
📘 Get Doc's book "My 200K Nightmare" + play his free scam-prevention game → my200knightmare.com 

Data Is the New Gold: AI Safety Secrets Every Mom Should Know

AI safety isn't optional anymore.  In this Mother's Day edition of The Smarter Online Safety Show, I sit down with 30-year cybersecurity and AI expert Tammy Schuring to unpack the biggest AI risks, agentic AI threats, and data privacy mistakes every family is making in 2026.
We dive into why your data is the new gold, how AI tools like ChatGPT, Claude, and Gemini are quietly harvesting your personal information, and the shocking sandbox experiment where AI sold Tammy's couch 50 times — and leaked her home address. Tammy reveals her game-changing concept of "psychological cybersecurity," why AI must be parented like an adolescent, and the exact do's and don'ts to keep your data, your kids, and your identity safe online.
Whether you're a busy mom acting as the Chief Safety Officer of your family, a small business owner, or simply AI-curious — this episode delivers actionable AI safety tips, cybersecurity strategies, and online privacy advice you can use today.
🛡️ What you'll learn in this episode:
* How agentic AI is putting your personal data at exponential risk* The truth about ChatGPT, Claude, Gemini, and your privacy* How to protect your kids' digital identity from cyber threats* Why "data is the new gold" — and how to safeguard yours* The AI mistakes most people make (and exactly how to avoid them)* Tammy's #1 rule for using AI safely in 2026

Anonymity Is Dead: How Data Brokers Track You & How to Take Back Your Privacy | Roy Daya

Anonymity is dead — and I sat down with the "Mr. Wolf of Operations" to find out exactly how data brokers, AI, and your own phone are tracking every move you make.
In this episode of the Smarter Online Safety Show, I'm joined by Roy Daya, founder of POVA.ai and a 20-year veteran of cyber operations and fraud investigations across 30+ countries. Roy reveals the uncomfortable truth about online privacy in 2026 — your phone sells your location 100 times a day, your supermarket knows you're pregnant before you do, and credit card companies can predict your divorce 23 months in advance.
We cover how data brokers legally sell your personal information, why anonymity online is essentially gone, how hackers stay hidden in plain sight inside corporate email chains, and the real-world fraud cases Roy has uncovered — including a parking garage scan that accidentally exposed every affair in the building.
If you care about data privacy, online safety, cybersecurity, identity protection, or simply want to know how to stop being tracked, this conversation will change the way you think about your digital footprint forever.
🔑 What you'll learn in this episode:
* How data brokers collect and sell your personal data legally* Why turning off your phone doesn't make you invisible* How AI uses pattern recognition to predict your behavior* The truth about public Wi-Fi, session tokens, and stealth hackers* Real fraud and embezzlement cases from 30+ countries* Practical privacy tips: data broker removal, air-gapped devices, and VPN strategy* Why your weakest link determines your entire online security
👤 About my guest:Roy Daya is the founder of POVA.ai, a private intelligence platform that analyzes billions of operational data points to detect fraud, embezzlement, and hidden patterns inside organizations. Known as the "Mr. Wolf of Operations," he's the expert that boards, executives, and private equity firms call when the numbers don't add up.
🌐 Connect with Roy Daya:Website: https://pova.ai LinkedIn: Roy Daya

Why Your AI Runs on Flat Tires: The Data Integration Problem Nobody's Talking About

🚨 Is your AI running on flat tires? Matt Soltau from IntelliPaaS reveals why legacy data systems are sabotaging your AI investment and putting your business at risk.
In this episode of Smarter Online Safety, discover how disconnected databases, poor data integration, and outdated legacy systems create massive cybersecurity vulnerabilities. Learn how to protect your company's AI from data compliance issues, PII breaches, and LLM security risks before it's too late.
🔑 What You'll Learn:- Why enterprise AI fails without proper data integration- How legacy data systems expose your business to cyber threats- Data compliance strategies for AI and machine learning- Protecting sensitive information in large language models- Building a secure data foundation for AI transformation- Identity security and zero trust architecture for business- Cloud data integration best practices 2026
💡 Expert: Matt Soltau, Data Integration Specialist at IntelliPaaS🎯 Perfect for: CISOs, CTOs, Business Leaders, IT Professionals, Data Engineers
📌 RESOURCES:IntelliPaaS: https://www.intellipaas.io/ 

Former CIA Officer Reveals Essential Security Secrets Everyone Needs to Know

Former CIA officer reveals life-saving security secrets everyone needs. Tim Beard shares expert travel safety tips, cybersecurity protection, home security strategies, and fraud prevention from his Look Twice Mindset book series.
🔐 What You'll Learn:✅ Travel safety secrets from intelligence professionals✅ Cybersecurity tips to protect yourself online✅ Home security strategies that actually work✅ Business travel safety protocols✅ Fraud prevention techniques✅ Personal safety and self-defense basics✅ Emergency preparedness essentials
Tim Beard is a former intelligence officer and author of the Look Twice Mindset series—640+ pages of proven security advice for everyday people. Learn the same techniques used by CIA officers to stay safe anywhere in the world.
Perfect for: travelers, remote workers, families, business professionals, digital nomads, solo travelers, parents, seniors, students, expats.
📚 Get the Look Twice Mindset books: https://www.amazon.in/stores/Tim-Beard/author/B0G4XYR4JF?ref=ap_rdr&shoppingPortalEnabled=true 

$10,000 Hotel Email Scam: Your Inbox Is a Crime Scene

A hotel guest just lost $10,000 to an email scam—and it could happen to you. This episode exposes how AI-powered phishing attacks are targeting travelers through vacation reservation scams and why your email inbox is literally a crime scene. Learn the exact cybersecurity steps to protect yourself from online scams in 2026.
🚨 WHAT YOU'LL LEARN:- How AI scammers craft perfect phishing emails that bypass security- The hotel email scam that cost someone $10,000 (real story)- Why data breaches expose your vacation plans to cybercriminals- Cookie tracking secrets that put your privacy at risk- Browser security settings everyone needs to change NOW- How to spot fake emails from hotels, airlines, and banks- The "hover over" technique that stops scams instantly
This isn't just about email security—it's about protecting your money, your identity, and your peace of mind from sophisticated cyber attacks. Whether you're booking travel, shopping online, or just checking email, these phishing prevention strategies are essential for 2026.
🔐 PROTECT YOURSELF:Never click links in emails from banks, airlines, or hotels. Always go directly to the known website. Set your browser cookies to "essential only." Clear your cache regularly (C-A-C-H-E, not cash!). Hover over email addresses before clicking anything.
💬 Have you received a suspicious email lately? Share in the comments to help others stay safe!

911 System Gaps: Wearable Safety Tech Expert Reveals What Families Need to Know

🚨 Your cell phone can't call 911 the way you think. Emergency response expert Avery Piantedosi reveals critical gaps in 911 technology and why wearable safety devices could save your life.
Discover why emergency response systems are failing families and workplaces—and what you can do about it. From fall detection to GPS tracking, learn the truth about personal safety technology in 2026.
💡 KEY TOPICS COVERED:⚠️ Critical gaps in 911 emergency response systems📱 Why cell phones haven't kept up with emergency technology⌚ Wearable safety devices that actually work👨‍👩‍👧 Family emergency preparedness strategies🏢 Workplace safety solutions for businesses🆘 Fall detection and real-time GPS tracking📞 Emergency alert systems explained🛡️ Proactive vs reactive safety planning
👤 ABOUT AVERY PIANTEDOSI:Founder of LifeKnight, a wearable safety technology company revolutionizing emergency response. Expert in personal safety devices, workplace protection, and emergency preparedness.
🔗 LEARN MORE:LifeKnight: https://lifeknight.ai/ Connect with Avery: https://www.linkedin.com/in/averypiantedosi/ 
📢 Don't wait for an emergency to realize your phone can't save you. Subscribe for more safety and security insights!